AmericanFirst BANK PRIVACY NOTICE

Our privacy Commitment to You

We recognize, respect and protect the personal privacy rights of all our customers.  We realize that our customers entrust us with personal information and it is our policy to maintain our customers’ information in a confidential manner.  We are committed to providing the highest level of security and privacy regarding the collection and use of our customers’ personal information.

Confidentiality, Security, and Integrity of Your Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who have a need for the information to properly service your account, act upon your request or to fulfill that person’s job responsibility.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications to us for our products and services and on other forms that you may provide us.
• Information about your transactions with us or others.
• Information we receive from a consumer reporting agency.
• Information that we receive in response to requests we make to third parties about you to confirm information that you have provided to us, particularly in the process of evaluating applications for loans.

Nonpublic Personal Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

• We may disclose nonpublic personal information about you to companies that perform marketing services on our behalf to provide our customers with information about additional products and services.  We may disclose the following information to those companies:  nonpublic personal information we receive from you on an application or other forms, such as:
• Name
• Address

Federal law allows us to disclose the information listed above.  You do not have a right opt out of the disclosure of this information.

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